Your Legal Position Before Account Access
Our Legal notice explains the conditions attached to account access, wallet records and requests made through hoa778. You remain responsible for giving accurate account details and completing phone verification before access is enabled. Eligibility depends on local law, so a route shown in the lobby may
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not be available in every Indonesian location. Payment records can include DANA, OVO, GoPay, QRIS, bank transfer or virtual account references, allowing us to match a request to the correct account. If a transfer needs checking, keep the receipt and contact our support desk through the
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policy contact path. We may pause a request while identity or transaction details are checked, and we will use the contact details connected to your account for that process.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.